The Frog and The Bank
A frog comes into a bank, and looks around for a free cashier. He sees
one man free, so he approaches him, and looks at his nameplate, which
reads "Patrick Whack".
"Excuse me, Mr Whack, I'd like to borrow some money".
The cashier looks rather surprised. Well, wouldn't you? After all, you
don't see that many frogs in banks. "Er,... very well, sir. Can I have
your name please? And an idea of how much you want to borrow, and what
for?"
"My name is Kermit Jagger, my man, and I want to borrow £30,000 to buy
a yacht."
"Er,... well, excuse me, Mr Jagger. Thirty Thousand pounds is quite a
lot of money. Do you have any collateral?"
The frog looks a bit insulted, but feels in his pocket and withdraws a
little china pink elephant, the sort of cheap-looking thing you pick
up in a souvenir shop.
"I think you'll find this should serve as collateral", he says,
handing it over.
The cashier is now really confused, "Excuse me, sir, but I'm not
really sure that this is adequate collateral. Are you quite sure?"
"Of course I'm sure. Look, I know your manager, he'll be quite happy
with this why don't you go and check with him?"
Paddy feels very relieved, he can pass the buck without offending the
customer. "Fine, sir, if you'll just wait here for a few minutes, I'll
go and see my manager and ask his advice." He goes off to the managers
office, and on entering explains all about this frog and his strange
request. "...and he says he knows you, sir. His names Kermit Jagger,
and he offered this...thing...as collateral for a thirty grand loan. I
mean," he said, handing over the pink elephant, "What on earth is it?"
So the manager told him:
"It's a Knick-Knack, Paddy Whack.
Give the frog a loan.
His old man's a rolling stone!"